In Malaysia, you can collect your Adsense earnings, paid through Western Union on Saturdays. Initially, I was not aware that we can go on non-working days to receive Adsense payment through Western Union until I tried to put the two and two together.
So far I know Maybank, Public Bank, CIMB and RHB banks are participating agents for Western Union (send/receive) money. Many bloggers are full time salaried workers- holding jobs with fixed hours. In my previous job, I could go to the bank during lunch time to encash my payment. But my current place is not near these banks (unless I drive out). So, I started to find out about these 4 banks and inquire which one operates on Saturdays and is most convenient for me to visit. I find that banks that are opened on Saturday are usually located in shopping complexes or hypermarkets:
- RHB- list of branches offering Western Union remittance services- click on those branches that are located in shopping complex (eg Bangsar shopping complex) or Giant hypermarkets. They are usually opened on Saturdays and Sundays (10am to 4pm).
- Maybank- list of branches opening from Mon- Sun- usually located in shopping complex such as KLCC or AEON (Jaya Jusco)
Call the branch first to confirm if they have the facility for you to receive money via Western Union during weekends. No point of going all the way to the branch only to find that you cannot get your money.
Recently, I went to one of the RHB branches that is opened on a Saturday to get my Adsense earnings.
At first when I arrived about 10.30am, they were offline. I went again about 30 minutes later and the line was up. I was able to collect my money- by filling up the form (you need to bring along the printout from Google- you need not submit that but it contains the payment number, and the photocopy of your NRIC). Your original NRIC is of course also required. Complete the form
Fill up the form- the money transfer control number has to be completed at the top of the form.
I find the exchange rate of 3.075 unfavorable. CIMB (which I go to encash previously) provide better rate (issued based on that day’s rate). Still, it is more worth it compared to taking leave and going to the bank just to collect the payment.
You can also collect at selected Pos Malaysia outlets
Not all post offices in Malaysia have the Western Union facility. Only selected post offices have them. It would be good as post office is opened on all Saturdays except the first and public holidays. Another convenient way to collect money, especially for full time employees moonlighting as bloggers
CLICK HERE to view the list. Look out for the Western Union logo:
Request for a form from the counter as they usually don’t put the forms outside. Remember to bring along your original NRIC and a photostat of your NRIC:
The exchange rate I got (Ringgit against USD) is 3.24. The rate is low but better than RHB’s rate. Still at least you can get your money on Saturdays but at least I need not take leave to get this done.
Request for some extra copies of the form so that you can fill it up beforehand.